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Katapult Financing



What is Katapult?

Katapult is a leader in the no-credit-required, lease-to-own space. Do you have bad credit or no credit history? Not a problem. We offer a simple, straightforward lease-to-own payment option to help you acquire the products you want and need from our top retailers and merchant partners. These products include electronics, appliances, furniture, automotive items, musical instruments, and more.

What are the advantages of a Katapult Lease Purchase Agreement vs. Financing?

Loans typically offer lower recurring payments compared to lease-purchase agreements. However, lease-purchase agreements provide the flexibility of continuing to lease, buying, or returning the product. Additionally, there's no risk of penalty interest, whether it's compounding or deferred, or loan acceleration with Katapult.

Loan: You borrow money to buy something and repay it over time, plus interest.

Katapult Lease-Purchase Agreement: You make appropriate lease-purchase agreement payments on or before the due date for the use of your products. With each payment, you can choose one of three options:

  • Continue using the products by making the lease renewal payment in advance of the payment due date.
  • Buy the products at any time.
  • Return the products to Katapult with no further obligation, except for any past due balances and any applicable restocking fees.

How to Use Katapult

Proceed to checkout with the item(s) you'd like to purchase. Once at the checkout, provide your personal information to reach the Payment Information section, and select "Checkout with Katapult."